Eighty Percent of Small Claims Court Cases and Bad Debts Are Not Pursued
Small Claims » Eighty Percent of Small Claims Court Cases and Bad Debts Are Not Pursued
This is true for so many Americans:
- Somebody did you wrong
- You go to small claims
- The judge or the magistrate makes a decision to award you
- You never receive any money that is owed to you.
Although the civil courts are structured to allow you to recover money, nothing in the manual says that it is easy. Civil court allows access to fairly generic information on filing any garnishment of wages, bank garnishments, liens, and other methods of recovering the money the courts awarded you, but that information will not teach you everything you need to know. Therefore, we are left with only a few options:
- Call it a loss (Never collect the money owed to you)
- Wasting your time trying to figure out how to get your money back yourself
- Talk to an attorney and spend your hard earned money on a retainer plus hourly fees of hundreds per hour
- Use a judgment recovery service
Although judgment recovery service isn't very difficult to learn once you know how to use one, the process will save you time and money in the long run. You would suggest that judgment is awarded to you, the court system would make it less complicated for you to recover the funds that you are owed.
Small Claims Courts offers information packets to you explaining what your rights are as a debtor. Try to ask one of the court clerks how you find the bank information of the debtor or the process of garnishing the wages of the debtor, and you will find a familiar answer - 'we do not give legal advice'.
The easiest way to get all of the information about the debtor is a process called skip tracing. The process of skip tracing involves finding credit report information on the debtor, and being a private investigator to put all of the pieces together. One of the hardest things a debt collector will run into is that most credit reporting agencies won't let you retrieve a credit report on someone if you do not own or operate a legitimate company that complies with FRCA laws and regulations.
If you use a collection agency service, they will recover your money with with no out-of-pocket fees, and no fees if your funds aren't recovered. Unlike lawyers who charge a per hour fee, whether or not they are able to collect your fees.
We recommend letting a professional National Collection Agency handle your outstanding debts for the most effective and efficient no-upfront cost way to collect on monies owed to you.
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